Last updated: April 2026

Not Financial Advice

Valoxi is an information and analysis tool, not a financial adviser. Nothing produced by Valoxi constitutes financial advice, investment advice, legal advice, tax advice, or any other form of regulated advice. Before completing any acquisition, you must take qualified professional advice from appropriately regulated advisers.

What Valoxi is

Valoxi is a software platform that processes documents and data you provide, and returns structured analysis, financial modelling outputs, and document templates. It uses artificial intelligence to identify patterns, surface information, and generate outputs across categories including finance, legal, market position, risk, valuation, operations, HR, and tax.

The platform is designed to help you organise your thinking, surface information for further investigation, and prepare materials for review by qualified professionals. It is a tool that supports your due diligence process. It is not a substitute for that process.

What Valoxi is not

Not a financial adviser — UK

ADJV LLC (trading as Valoxi) is not authorised or regulated by the Financial Conduct Authority (FCA). The platform does not provide regulated financial advice as defined under the Financial Services and Markets Act 2000 or the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001.

Any valuation ranges, enterprise value calculations, equity bridge outputs, DSCR figures, offer ranges, or other financial figures produced by the platform are modelling outputs based on data you have provided. They are not independent valuations, are not prepared by a regulated valuer, and should not be relied upon as the basis for any financial decision without independent professional verification.

Not a financial adviser — US

ADJV LLC (trading as Valoxi) is not registered as an investment adviser with the US Securities and Exchange Commission (SEC) under the Investment Advisers Act of 1940. ADJV LLC is not a registered broker-dealer under the Securities Exchange Act of 1934, is not a member of FINRA, and is not registered with any state securities regulator.

Nothing produced by the platform constitutes investment advice, securities advice, or any other advice regulated under US federal or state law. Financial modelling outputs, valuation ranges, and deal structure suggestions are analytical tools only. They are not recommendations to buy, sell, or hold any security or business interest.

Not a legal adviser

Nothing produced by Valoxi constitutes legal advice in any jurisdiction. Any legal analysis, risk flags, or contract observations surfaced by the platform are generated by an AI system and have not been reviewed or approved by a qualified solicitor, attorney, or other legal professional. Document templates generated by the platform — including NDAs, offer letters, and heads of terms — are starting-point drafts only. They must be reviewed and approved by a qualified legal professional before use in any transaction.

Not a tax adviser

Any tax observations, flags, or analysis produced by the platform are informational in nature. They are not prepared by a qualified tax adviser, CPA, chartered accountant, or other tax professional. All tax matters arising in connection with an acquisition must be reviewed by a qualified tax adviser before you proceed.

Not due diligence

Valoxi supports your due diligence process. It is not a substitute for it. The platform analyses the documents and data you provide, but cannot independently verify the accuracy, completeness, or authenticity of that information. Sellers may omit, misrepresent, or provide inaccurate information. The platform has no way to detect this independently.

A full acquisition due diligence process typically includes — and Valoxi does not replace — financial due diligence by a qualified accountant, legal due diligence by a qualified legal professional, independent commercial and market research, property surveys where relevant, and regulatory compliance verification.

How to use this platform responsibly

Valoxi is most valuable when used as a first-pass intelligence layer that surfaces issues, organises information, and helps you ask better questions of your professional advisers. The right way to use it is:

  1. 1.Upload the documents available to you at any given point in the process.
  2. 2.Review the analysis outputs carefully. Note the issues, risks, and observations the platform surfaces.
  3. 3.Treat every output as a prompt for further investigation, not a conclusion. When the platform flags a risk, raise it with your adviser — do not dismiss it or rely solely on the platform's framing.
  4. 4.Take qualified professional advice before making any offer, entering any binding commitment, or completing any transaction.
  5. 5.Never rely solely on Valoxi outputs to make a financial decision involving significant capital.

Limitation of liability

To the maximum extent permitted by applicable law, ADJV LLC (trading as Valoxi) shall not be liable for any loss, damage, cost, or expense arising from your reliance on any output produced by the platform, including but not limited to financial loss, loss of profit, loss of a transaction, or loss arising from professional advice not sought or not followed.

The platform's outputs are provided on an ‘as is’ basis. No warranty is made as to their accuracy, completeness, fitness for purpose, or suitability for any specific transaction.

Seeking professional advice

Before proceeding with any acquisition, you should ensure you have taken advice from appropriately qualified and regulated professionals, including:

  • — A qualified corporate finance adviser or M&A attorney on the structure and terms of the transaction
  • — A regulated accountant or financial due diligence specialist on the financial position of the target
  • — A qualified legal professional on documentation, warranties, and representations
  • — A qualified tax adviser on the tax implications of the acquisition structure
  • — A regulated lender or finance broker if acquisition finance is required

UK users: the FCA's Financial Services Register at register.fca.org.uk allows you to verify whether a firm or individual is authorised to provide regulated advice.

US users: FINRA BrokerCheck at brokercheck.finra.org and the SEC's Investment Adviser Public Disclosure database at adviserinfo.sec.gov allow you to verify registration and disciplinary history of financial professionals.